Should You Accept Credit Cards
Small Business Payments?



Wondering if you should accept credit cards small business payments? Business owners sometime may not see the full advantages for accepting credit card payments.

If you are just getting started with a new business, you want to make sure you don't cheat yourself when it comes to the forms of payments you are willing to accept.

Here are some of the reasons you might like to consider accepting credit cards.



Will your business have a product or service to sell? Are you going to be the one to collect the payments?

Getting your business set up to accept cards may be one of the best ways to ensure you don't lose the sale. Because we all know that just about everyone carries some kind of credit card.

You want to make sure you get your business set up to accept all forms of payments.


Small business owners sometime choose not to accept credit cards due to the fact they will be charged a small processing fee for accepting credit card payments.

While this may be true, as a business owner you don't want to overlook the advantages to accept credit cards Small business owners may end up losing more sales due to that one factor.

Another thing you may not realize is how easy and inexpensive it is to get your business set up for small business credit card processing.

To accept or not to accept


Here are some things to consider before you totally decide against accepting credit cards.

1) Everyone carries some type of card. It may be a debt card or credit card, but either way you want to be sure you can accept any form of payment when running a small business.

2) Many people today choose to use credit cards for all their purchases. I have heard this time and time again and they say this helps them keep track of monthly spending.

3) Who carries cash anymore? While this may not be true for some, but many people choose not to carry cash these days, so when you don’t accept credit cards you could very well lose out on some sales.

4) Many will buy using a credit card even when they can't afford to pay cash. Sad, but true, credit cards are used nearly ten times more than cash.



It’s too easy to just assume you don’t need or want to accept credit cards.

So before you choose not to accept credit cards payments, be sure you weight the entire pros and cons for your small business.

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