Business Health Insurance Small Business Plans!
Are you considering buying a small business health insurance small business plan? Small business owners sometime neglect this because they think it will be way too expensive. Maybe you are trying to figure out if you can really afford to buy health insurance for you and your employees.
Offering health insurance benefits when you run a small business might be a deal breaker for the candidate interviewing if you have a hard-to-fill position. Thankfully, finding a business health insurance plan for your small business is not as hard (or as expensive) as you may believe.
The Benefits of Benefits
It is estimated that over 60% of insured Americans obtain their medical coverage from an employer. Therefore, employers who offer comprehensive medical coverage attract more qualified candidates and have better employee retention.
Businesses who find themselves in a "revolving door" situation with their employees often spend more money training new hires than they'd spend offering coverage.
You may be wondering if you qualify for small business medial health insurance. In most states, you will qualify for a business health insurance small medical plan If you have anywhere from 2-50 employees on the payroll.
Depending on your business, you may also have to purchase liability and business property insurance before you can purchase business medical insurance.
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How Can I Reduce Costs?
Offering incentives to keep your employees healthy can keep your costs down. For example, offering a smoking cessation program or annual flu shots can lower your costs. Another ways to cut costs is to offer a HSA or health savings account to your employees.
How Can I Find the Best Quote?
The best way to obtain the lowest quote possible on your small business health insurance is to shop around. You can do this by researching each individual company offering small business health insurance. Or, you can search for websites that lets you fill out your information and get a bunch of different quotes at once.
Getting health insurance for your small business may be a great way to hang on to your employees and attract the most qualified candidates.
Before you decide you can’t afford health insurance, check around and look at several business health insurance small business plans, you might just be surprised.
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