Small Business Liability Insurance
Obtaining small business liability insurance is one of the most important steps you will take after you have decided to start a business.
This site is designed to help you understand why liability insurance is something your business can’t afford to be without.
No matter what kind of business you are planning to start, liability insurance should be at the top of your to do list and in place prior to starting your business.
It is also your responsibility to have sufficient insurance coverage, not only for your business, but also for yourself and your customers. Regardless of how or when you start your business, don’t put your business at risk by putting off buying liability insurance. Don’t gamble with this one.
Small business liability insurance laws vary from state to state. You will need to talk with your local insurance agent to find out what type of coverage is required for your business.
Having the correct coverage takes the liability and responsibility off of you and places it on your insurance company. So if or when a claim is made, your insurance company has the duty to defend you according to the terms of your insurance policy.
Insurance companies can prepare a policy to ensure you have sufficient coverage for all your business needs.
If you plan to have employees, be sure and let your insurance company know this. You may need to add workers compensation onto your policy.
They can also assist or direct you with
health insurance for small business
options should you want to look at small business health insurance plans.
We all want to find the best coverage for the least amount of money. I would suggest you get two or three quotes from different companies and compare. This way you will know you are getting the absolute best coverage for your money.
Once you have your small business insurance policy in place, this should give you peace of mind knowing your business and personal life is now protected from the risk of liability.
We all know that accidents can and do happen. Having the correct liability insurance coverage to protect you from the risks is PRICELESS.
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